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TARGET CLASSES:
- Auto, Bus or Truck Parts Mfg includes critical auto
- Contractors (Commercial GC’S and Specialty Trades)
- Contractors & Farm Equipment Rental
- Cosmetics and Personal Care Products
- Food Processor’s / Seafood Processors
- Forest Products including Pulp, Paper, Lumber, Wood Products
- Habitational (Subsidized, Student, etc)
- Machine Shops
- Manufacturers - heavy / industrial machinery and equipment
- OCP and Railroad Protective
- Property Owners-Diversified Holdings
- Recreational Facilities, Resorts
- Residential Developers
- Restaurants, Bars, Taverns
- Sporting Goods Manufacturers, Distributors, Retailers
- Special Events, Concerts, Festivals
- Tire/Wheel Manufacturing
AVAILABLE COVERAGES:
- Limits available to $5 million (Occurrence or Claims Made and Reported, Prior Acts Available)
- Follow-form Excess Liability over single or multiple underlying covers
- Auto Buffer excess of $500,000 primary
POLICY MINIMUM PREMIUMS:$3,500 most risks; $1,500 on OCP/RR Protective
TYPICAL RISK SIZE:$15,000
EXCESS CASUALTY EXPRESS:
FOCUS:This segment of Excess Casualty will focus on premises-driven (OL & T) accounts that generate less than $15,000 in annual GL premium and up to $7500 in Excess Liability Premium where quick turnaround, basic policy form and ease of handling are essential.
SAMPLE TARGET CLASSES:
- Apartments
- Bars, Taverns, Restaurants
- Contractors –Artisans, trades, handymen
- Landscapers, Irrigation Systems
- Office Buildings
- Grocery Stores, Mercantile
- Homeowners Associations Incl Condos
- Strip Malls, Shopping Centers
- Small OCP
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- Property Owners-Diversified Holdings
- Hotels/Motels
- Small Commercial Contractors –no residential
- Warehouses
- Vacant Buildings
- Special Events, Concerts, Festivals
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AVAILABLE COVERAGES:
- Limits available to $5 million (Occurrence or Claims Made)
- Follow-form Excess Liability over single or multiple underlying covers
- OK to include Employee Benefits, Employers Liability or Stop Gap
POLICY MINIMUM PREMIUM:$1000 Excess GL Only; $1500 to include Auto (per million)
TARGET RISK SIZE:$1000 to $7500
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