TARGET CLASSES:

• Adoption and Foster Placement Agencies
• Adult, Respite and Special Needs Day Care
• Ambulance (ground and air) and Non Emergency Transport
• Ambulatory Surgical Centers
• Allied Healthcare and Social Service Organizations
• Home Medical Equipment Suppliers and Fitters
• Home Health Care and In Home Support Services
• Medical Imaging Centers
• Medical Staffing and Nurse Registries
• Mental Health Organizations including:
• Alcohol and Substance Abuse Rehab and Methadone clinics
• Counseling
• Psychiatric Hospitals
• Pharmacies
• Residential Risks including:
• Group Homes, Half Way houses, Hospice, Shelters, Youth programs
• Long Term Care Facilities, Assisted Living and Independent Living Facilities
• Specialized Medical Facilities (Medical Labs, Medical Clinics, Rehab Facilities)
• Specialty Training and Special Needs Schools
• Weight Loss Clinics

AVAILABLE COVERAGES:

• General Liability and Professional Liability - Claims Made/Reported or Occurrence
• Physical / Sexual Abuse Liability
• $5 million Excess Liability over multiple underlying coverages – including Unsupported
• Options for Defense outside the Limit of Liability, no punitive damages exclusion and Incident Sensitive trigger

MINIMUM PREMIUM: Starting at $3,000 for eligible classes

TARGET RISK SIZE:

• Small to Medium sized risks, Average Premium $25,000
• Policy Deductibles starting at $1,000

LIMITS: UP TO $5 Million, either Primary or Excess

Allied Healthcare Express

FOCUS: Concentration on small non-residential facilities. New and renewal Business can be submitted through www.jamesriverins.com or via ahx@jamesriverins.com

TARGET CLASSES:

• Community/Referral Services
• Home Healthcare and Medical Staffing
• Home Medical Equipment Dealers / Fitters
• Nanny Services
• Counseling Services
• Social Services
• Adult Day Care
• Emergency / Non-Emergency Transport
• Diagnostic and Imaging Centers
• Adoption/Foster Care
• Pharmacies
• Other Classes may be acceptable subject to Underwriting Review

AVAILABLE COVERAGES:

• Claims Made and Occurrence Form options
• Limits $1,000,000 Occurrence / $3,000,000 Aggregate (lower/higher limits available)
• Prior Acts
• Punitive Damages
• Defense Outside
• Abuse Sublimit Included
• Blanket Additional Insured
• Non-owned Auto

ELIGIBILITY:

• $3 Million in receipts or less
• Estimated Premium under $5,000