FOCUS: The Small Accounts-Casualty division provides primary liability coverage for premises-driven (OL&T) and contractors' accounts generating less than $10,000 in annual premium. Both new & renewal accounts must be submitted through the Quote2Bind area of www.jamesriverins.com. Several classes of business are eligible for immediate quoting and binding online 24/7, while others will be referred to an underwriter for a review and quick response.

TARGET CLASSES:

Artisan Contractors (including but not limited to)

• Carpenters
• Debris Removal
• Electricians
• Fencing
• Framing
• Irrigation
• Janitorial
• Landscaping
• Masonry
• Painters
• Plumbers
• Power Washers
• Window Cleaners

Owners, Landlords & Tenant Risks

• Day Care (In Home)
• Habitational
• Hotels and Motels
• Laboratories
• Office
• Real Estate
• Restaurants, Bars & Taverns
• Retail Stores
• Service Risks
• Special Events
• Truckers
• Vacant Property
• Warehouses

OTHER AVAILABLE COVERAGES:

• Employee Benefits Liability
• Hired and Non-owned Auto
• Liquor Liability
• Stop Gap

TARGET PREMIUM RANGE: $750 to $10,000

LIMITS: Up to $1 Million Limit per Occurrence / $2 Million Aggregate