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FOCUS: Non-Standard Physician Program for solo practitioners, or who are in a practice group insured by another carrier:
- Unable to obtain PL coverage in the standard market due to license suspension, denial, revocation or probation
- Prior ethics issues involving patient relations
- Prior drug or alcohol use
- Previously practicing without insurance
- Prior claims history
- Class of practice, venue, and other criteria
TARGET CLASSES (but not limited to):
- Class 1 Specialties (non-surgery/minor invasive classifications)
- Anesthesiology / Pain Management
- Orthopedics (subject to territory and procedures)
- Surgical Specialties (subject to territory and procedure)
AVAILABLE COVERAGES:
- Up to $1 million / $3 million (or applicable cap limits in VA)
- Claims Made and Reported ("Demand") policy form (incident trigger may be available for qualified accounts)
- Prior Acts on select accounts
- Defense Expense in addition to the limit of liability available
- Corporate/Entity coverage (shared limits)
- Employee Coverage (shared limits)
- 12, 24, and 36 months extended reporting period (ERP) options
- Elite Provider form set available for qualified accounts
INELIGIBLE EXPOSURES:
- Dental groups with more than 6 practitioners
Medical Professionals - Dental
FOCUS: Non-Standard National Dental Program for solo practitioners, or who are in a practice group insured by another carrier:
- Unable to obtain PL coverage in the standard market due to license suspension, denial, revocation or probation
- Prior ethics issues involving patient relations
- Prior drug or alcohol use
- Previously practicing without insurance
- Prior claims history
- Class of practice, venue, and other criteria
- Available in all States except KS, NY, RI & WV
TARGET CLASSES: (but not limited to)
- General Dentists
- Orthodontists
- Periodontists
- Endodontists
- Oral Maxillofacial Surgeons
AVAILABLE COVERAGES:
- Up to $1 million / $3 million (or applicable cap limits in VA)
- Claims Made and Reported ("Demand") policy form ("Incident" trigger may be available for qualified accounts)
- Prior Acts on select accounts
- Defense outside and incident trigger available on select accounts
- Corporate/Entity coverage available (shared limits)
- Employee Coverage (shared limits)
- 12, 24, and 36 months extended reporting period (ERP) options
- Elite Provider form set available for qualified accounts
INELIGIBLE EXPOSURES:
- Dental groups with more than 6 practitioners
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