TARGET CLASSES:
- "Adult" Related Entertainment Facilities
- Apartments & Condominiums - Market Rate/Subsidized/Student/Independent Senior Living
- Banquet/Catering Operations
- Bars/Nightclubs
- Convenience & Grocery Stores
- Distilleries/Microbreweries
- Distributors - For products manufactured in the U.S.
- Homeowners Associations - Including those with higher risk amenities
- Land Owners - Insured-operated or LRO
- Lessor's Risk Only - Including high hazard tenant operations
- Mobile Applications & Shared Economy Risks
- Motels, Hotels & Resorts - hostels to five-star resorts
- Property Managers
- Restaurants - no alcohol sales threshold
- Retail Stores - all varieties
- Schools & Vocational Training
- Shopping Centers
- Truckers/Freight Forwarders/Trucking Brokers
- Vacant Buildings/Vacant Land
- Warehouses Operations
AVAILABLE COVERAGES: (offered in conjunction with our CGL)
- Liquor Liability
- Employee Benefits Liability
- Garagekeepers Legal Liability
- Cyber Liability
- Medical Payments
- Innkeepers Liability
RETENTION OPTIONS:
- SIR options available
- Guaranteed Cost options also available for some risks