FOCUS:
Our Auto division considers a wide variety of larger-sized Hired and Non-Owned Auto Liability (HNOA) risks. In addition to the traditional HNOA risks, we are a leading provider of auto coverage for mobile application (mobile app) or website networks that connect customers to independent contractors for a broad range of services.
TARGET CLASSES:
Delivery of Goods or Services
- Food Delivery
- Last Mile Package Delivery
- Appliance or Bulky Item Delivery
- Personal Shopper Services
- Grocery or Errand Services
Vehicle Focused Services
- Vehicle Relocation/Porter Services
- * Peer–to-Peer Car Sharing
Livery Based Services
- Black Car Dispatch (TLC)
- Carpool Organizer/Aggregators
- Non-Emergency Patient Transit
- Driver/Chauffeur Services (including “We” drive “Your” car services)
CLASSES NOT AVAILABLE:
- Owned Auto Coverage
- Unaccompanied Minor Transportation
- Intermediate or Long Haul Trucking
- Auto Dealer, Service or Repair
- Bus/Van Operations
- Towing/Road Side Services
AVAILABLE COVERAGES:
- Physical Damage
- Drivers as Insureds
- Manuscript Capabilities