James River Insurance Company is an Excess and Surplus Lines insurance company headquartered in Richmond, Virginia. The company is authorized to write on a non-admitted basis in all states (including Washington D.C.) except Ohio.

James River Insurance Company distributes its products through a limited number of surplus lines brokers.

The company underwrites brokerage, individual risk business through twelve underwriting divisions - each organized around a specific industry group or coverage. James River's underwriting approach is characterized by its breadth of appetite, ability to create solutions, and excellent service. Underwriting profitability is the measure of our underwriting success in both hard and soft markets.