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James River Insurance Company is an Excess and Surplus Lines insurance company headquartered in Richmond, Virginia. The company is authorized to write on a non-admitted basis in all states (including Washington D.C.) except New Hampshire and Ohio.

James River Insurance Company distributes its products through a limited number of surplus lines brokers.

A.M. Best Co. has assigned a rating of A- (Excellent) Financial Size VIII to James River Insurance Company.

James River Insurance Company's underwriting approach is defined by its focus on underwriting profit. The company writes brokerage, individual risk business through thirteen underwriting divisions - each organized around a specific industry group or coverage.